The first round of July Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, goes out to recipients on Wednesday. When does the check arrive? Social Security payments typically begin on the second Wednesday of every month,

Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.

This month, the Social Security Administration will begin withholding 50% of monthly checks from beneficiaries who received overpayments.