Vanguard's annual report unpacks the retirement savings behaviors of nearly 5 million American workers. The big news: The impact of target-date retirement funds on savings.

That’s the takeaway from the latest retirement savings report from Fidelity, a leading plan manager. In the first three months of 2025, the total 401(k) savings rate on Fidelity plans reached 14.3%.

Some workers unknowingly pay fees when they leave a job but don’t take their 401(k) with them. Those can eat into their retirement savings.

Retirement account balances dip in 1st quarter, but savers keep contributing Fidelity analysis shows combined employee, employer savings rate at 14.3%, near suggested target ...

Some workers unknowingly pay fees when they leave a job but don’t take their 401(k) with them. Those can eat into their retirement savings.