Best 0% APR credit cards Best for purchases and balance transfers: Wells Fargo Reflect® Card Best for cash back: Wells Fargo Active Cash® Card Best for low balance-transfer fee: Citi Simplicity ...
If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
Although this card's points don't have an especially high individual value, you get a lot of them when you book a stay. If you refuse to pay a fee for a hotel card, it's worth a look.