If you're in an accident and file a claim, you will need to get a car repair estimate to determine the extent of the damage and the cost to make those repairs if you choose to repair. Below are some ...

Your personal liability coverage may include civil lawsuits, but the lawsuit must be related to a covered claim. For example, suppose a guest slips and falls on your ice-covered walkway and decides to ...

How much does a car depreciate per year? There's no pre-determined rate at which a vehicle will depreciate. Within the first year, many cars will lose up to 20% of their value. After that, they may ...

The benefits of electric cars are plentiful and well documented — by replacing gas-powered combustion engines with zero-emission electric motors, we'll improve air quality and reduce our carbon ...

In many situations, your bicycle(s) may be covered by homeowners, renters, or condo insurance. For example, if your bike is stolen or damaged in a fire, your home, renters, or condo policy may pay to ...

Below is a list common questions regarding homeowners insurance.

Wondering if you're insured when you borrow a car or lend yours to someone? Generally, both the borrower's insurance and the vehicle owner's insurance may apply in the event of an accident, but whose ...

Do I need uninsured motorist coverage? Not all states mandate uninsured motorist coverage, also known as UM coverage. However, even if UM coverage isn't required in your state, you take a serious risk ...

How does a deductible work for homeowners insurance? Your homeowners insurance deductible or renters insurance deductible will apply for each claim you file. Your insurance company will only pay for ...

Before closing on a new home, your lender will require you to purchase a home insurance policy. While many lenders provide insurance referrals, choosing a home insurance company is your decision.

A home insurance inspection helps insurance companies assess the replacement cost and risks associated with a new homeowners insurance policy or renewal of an existing policy. Think of it as your ...

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