An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as "excluded" on your policy, and they won’t be ...
Personal liability coverage, sometimes referred to as personal liability insurance, protects you financially if you're responsible for damages or injuries to others. This protection extends to ...
Gap insurance on a lease is required by some lessors (someone who lends property), acting as an extra layer of financial security when a car depreciates and is worth less than the amount owed on the ...
Can you get car insurance without a car? You can buy a car insurance policy if you don't own a car, but plan to drive another vehicle. A non-owner car insurance policy will provide liability coverage ...
Wondering if you're insured when you borrow a car or lend yours to someone? Generally, both the borrower's insurance and the vehicle owner's insurance may apply in the event of an accident, but whose ...
"Subrogation," or "subro" for short, refers to the right your insurance company holds under your policy — after they've paid a covered claim — to request reimbursement from the at-fault party. This ...
A standard homeowners insurance policy typically won't pay to bring your home up to code. However, many insurance companies offer an optional building code insurance coverage that can help cover the ...
What do I need for a car loan? The documents needed to buy a car on finance are fairly standard, regardless of where you live or whether you're buying a new or used car. Be prepared to provide the ...
There's no one-size-fits-all answer because leather and cloth seats have advantages and disadvantages. Consumers have long viewed leather seats as a symbol of luxury, with car buyers paying a premium ...
Sometimes. It depends on the circumstances of the accident and the details of your policy. If the other driver is at fault, their insurance should pay for your passenger's injuries. However, if you ...
After an accident, most insurance companies include the use of aftermarket parts in estimates for repairs. Aftermarket parts that you install yourself as a vehicle modification may also be covered up ...
When is mold covered by homeowners insurance? You may be covered for sudden mold-related incidents specified on your policy, such as a water heater bursting and flooding your basement, causing mold in ...